Medicare changes are anticipated in the coming months. Reviewing coverage is crucial to avoid a "January Surprise" with limited recourse. The Part D market, which covers prescription drugs, is unpredictable. Information about 2027 drug coverage will be released in late September.

Medicare Advantage Plans, which include drug coverage, allow changes from October 15 to December 7. Many plans have increased costs, and reviewing the Annual Notice of Change is recommended.

Further details about the changes and how they may affect specific plans are available, highlighting the importance of reviewing coverage before the end of the year.